{"id":119,"date":"2026-10-19T16:00:00","date_gmt":"2026-10-19T16:00:00","guid":{"rendered":"https:\/\/www.seabea.com\/blog\/?p=119"},"modified":"2026-10-19T16:00:00","modified_gmt":"2026-10-19T16:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.seabea.com\/blog\/2026\/10\/19\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/seabea-ghoph\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates continue to hold steady near 7%, and for anyone considering their next move\u2014whether as a buyer, investor, or someone looking to refinance\u2014this remains the reality we\u2019re planning around for the foreseeable future. With inflation proving stubborn and the possibility of another Fed hike, there\u2019s still upward pressure on borrowing costs. The current spread in mortgage-backed securities only adds another layer to the equation. For any meaningful decrease in rates, we\u2019d need to see consistent progress on inflation, calmer long-term yields, more supportive signals from the Fed, and healthier MBS spreads. Until then, I\u2019m keeping a close eye on these indicators for my clients. While we always hope for rate relief, it\u2019s wise to treat today\u2019s numbers as the baseline, and any future dip as a bonus opportunity. My approach is to stay ahead with creative strategies and thorough market insights\u2014ensuring you\u2019re prepared for whatever comes next.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates continue to hold steady near 7%, and for anyone considering their next move\u2014whether as a buyer, investor, or someone looking to refinance\u2014this remains the reality we\u2019re planning around for the foreseeable future. With inflation proving stubborn and the possibility of another Fed hike, there\u2019s still upward pressure on borrowing costs. The current spread [&hellip;]<\/p>\n","protected":false},"author":361,"featured_media":120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/posts\/119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/users\/361"}],"replies":[{"embeddable":true,"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/comments?post=119"}],"version-history":[{"count":1,"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/posts\/119\/revisions"}],"predecessor-version":[{"id":121,"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/posts\/119\/revisions\/121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/media\/120"}],"wp:attachment":[{"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/media?parent=119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/categories?post=119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.seabea.com\/blog\/wp-json\/wp\/v2\/tags?post=119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}