How Buyers Can Navigate Today’s Rate Gap Successfully

There’s a common misconception out there: many homebuyers are holding off on their next move, thinking mortgage rates are higher than they actually are. Right now, rates have hovered near 6.5%, and I’ve seen this expectation add up to about 13 months of delayed decisions for many. The ripple effect? We’re seeing home prices and rent continue to climb. But here’s what I share with my clients—rates in the 5-6% range are historically normal, and there are creative options to help make a purchase work, like using discount points or exploring down payment assistance. As someone committed to an innovative approach and always looking for ways to maximize opportunity, I believe the right strategy can make all the difference.