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  • The Average Down Payment On A House, Explained

    The Average Down Payment On A House, Explained

    Understanding down payments is key for any homebuyer, whether you’re just starting out or looking to move up. In 2025, the median down payment was 19% nationwide—first-time buyers typically put down 10%, while those purchasing again averaged 23%. Different loan options mean your required down payment can shift, and putting 20% down is the threshold to avoid private mortgage insurance. There are also assistance programs and tailored budgeting strategies available to help make homeownership more accessible. My approach is always to think creatively and advocate for my clients, finding the best fit for each unique situation.

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  • New-Construction Buyers Prioritize Space, Financial Confidence and Function, Homes.com Survey Finds

    New-Construction Buyers Prioritize Space, Financial Confidence and Function, Homes.com Survey Finds

    I always keep an eye on what matters most to homebuyers—especially those considering new construction. According to a recent Homes.com survey, today’s buyers are focusing on practical features such as private yards, enhanced security, versatile spaces, and dedicated home offices. I’ve seen firsthand how these priorities shape the search for a perfect place. Financial confidence and trust in builder quality also play a huge role, with buyers looking for both flexibility and peace of mind. It’s no surprise that customization is expected, and advanced tools like AI and video tours are becoming essential parts of the process. My approach is all about making sure these needs are not only understood, but anticipated—so your next move is both seamless and tailored to you.

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  • US Starter Buyers Gain Leverage

    I’m seeing some real shifts in the starter-home market this season. First-time buyers are finally gaining a bit more leverage—more choices, fewer bidding wars, and real room to negotiate. It’s become normal to ask for seller credits, closing-cost help, rate buydowns, repairs after inspection, longer inspection periods—even the occasional inclusion of appliances or furnishings. Homes in top condition and priced right still move fast, but if a listing sits or needs some work, it can open doors for buyers to negotiate on price and concessions. Affordability remains tough with average 30-year mortgage rates near 7% through Q3 2026, but for buyers who are prepared, there’s less frenzy and more opportunity to make smart, strategic moves. Staying focused on your savings, credit, and long-term budget is key—my approach is always to help ensure that your next step in homeownership actually strengthens your financial picture.

  • The Best Time to Buy a Home in 2026

    When considering the ideal window to purchase a home in 2026, timing can truly shape your experience. From September 27 to October 3, buyers are poised to benefit from a rare combination: a surge in active listings—up 31.9% from the year's start and 13.3% above the average week—expanding your options nationwide. During this period, listing prices are projected to be 3.5% below the seasonal peak, which could mean saving roughly $14,000 on a median-priced US home of about $416,000. Competition is also expected to ease, historically dropping 30.1% from its peak, and homes may linger on the market for around 64 days, allowing more time for thoughtful decisions. As someone who prides herself on innovative strategies and going above and beyond for clients, I always encourage buyers to consider not just the price, but the broader market conditions—choice, competition, and timing all play a part in the journey to your next home.

  • More Homes Hit the Market as Demand Cools

    We’re seeing a subtle yet important shift in the housing market: over the four weeks ending August 23, new US listings edged up by 0.4%, and overall homes for sale increased by 0.5%—marking the highest inventory since early Q2. At the same time, pending home sales dipped by 1.1% to a six-month low, as elevated housing costs kept many buyers on the sidelines, even with more options available. The median sale price rose 1.9% year-over-year to just above $400K, while average mortgage rates hovered near 7%, the highest in 13 months. With inventory rising and demand softening, buyers now have more opportunity to negotiate price cuts or concessions, especially in markets where homes have been listed for several weeks. Sellers who are realistic with their pricing are seeing better results than those aiming for last year’s peaks. My approach is always to innovate for each property and adapt quickly as market dynamics evolve—ensuring my clients are positioned for success whether buying or selling.

  • Single-Family Construction Poised for Future Growth Opportunities

    Single-Family Construction Poised for Future Growth Opportunities

    We're seeing continued softness in single-family home construction into the second quarter, largely because high costs and interest rates are still holding things back. There's been a bit of growth in smaller metro areas, but overall it's a quieter landscape for new single-family builds. On the other hand, multifamily construction is picking up speed across most regions—especially in large metro cores and their suburbs—thanks to steady demand for rentals. Staying ahead of these shifts is key to finding the right opportunities, whether you're thinking about your next move or considering investment options. My approach always combines creative strategy with careful market insight to help clients navigate changes like these with confidence.

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  • New Listings Rise as Summer Comes to a Close

    New Listings Rise as Summer Comes to a Close

    As summer draws to a close, we’re seeing some interesting shifts in the housing market. New home listings in the U.S. have risen by 1.2%, reaching a three-month high. At the same time, pending sales have dipped by 1.3%—the lowest since March. It’s also notable that the median asking price has edged down by 0.1%, even though the median sale price is still up 1.8% compared to last year. These numbers reflect the ongoing impact of higher mortgage rates and economic uncertainty. Staying ahead of these trends is essential, and my innovative approach means every property I represent is positioned for success, no matter how the market moves.

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  • The best and worst states for first-time home buyer assistance in 2026

    The best and worst states for first-time home buyer assistance in 2026

    When it comes to buying your first home, the kind of assistance you can expect from your state makes all the difference. Some states go above and beyond, offering generous forgivable loans and grants, while others provide more limited aid that must be repaid. The range of support varies not just in the amount, but in key details like loan terms, income limits, and even special benefits such as student debt relief. Navigating these options is all about knowing where to look—something I prioritize for every client. My approach is always to find innovative ways to maximize your opportunities, ensuring you’re equipped with the best possible information as you take this exciting step.

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  • U.S. Starter Buyers Gain Leverage

    It's encouraging to see the U.S. starter-home market shift toward a more balanced playing field. Entry-level buyers are finding more choices, fewer bidding wars, and increased negotiating power compared to recent years. Opportunities like seller credits, help with closing costs, rate buydowns, post-inspection repairs, extended inspection periods, and even included furnishings or appliances are now on the table. While homes that are well-priced and in top shape still move quickly, those that are lingering or need work are offering buyers more room to negotiate both on price and on concessions. Affordability is still a real concern, with average 30-year mortgage rates hovering near 7% throughout Q3 2026. For those financially prepared, this less frantic pace means there’s room to thoughtfully align savings, credit, and monthly budget—making sure homeownership is a step forward for your finances. My commitment remains to innovate and go above and beyond for every client, ensuring you make the most of this evolving market.

  • Why Buyers and Sellers Are Stuck

    The housing market feels like it’s at a standstill right now, and I’m seeing the impact firsthand with both buyers and sellers. Higher mortgage rates are making those monthly payments tough to justify, so many buyers are stepping back and postponing their search. At the same time, pending sales are tapering off, which means fewer house hunters are actually moving forward with offers. On the other side, homeowners who locked in lower mortgage rates are understandably reluctant to list their homes, since giving up that rate just doesn’t make sense to them. This creates a unique stalemate: buyers are holding out for better payment options, sellers are holding tight to those favorable loans, and that’s leading to an unusually slow pace for transactions. Navigating this kind of market calls for a tailored, innovative approach—something I’m always committed to bringing to every client and property I represent.